Structa LendDigital Lending Platform
Instant, mobile-first credit with institutional control.
A digital lending platform for mobile and app-based loans: instant applications, automated decisions, mobile money disbursement and repayment.
Why institutions choose Structa Lend
Structa Lend lets institutions offer credit through mobile apps, USSD and web channels, with decisions made in seconds by configurable rules and scoring models. Loans are disbursed and repaid through mobile money, and every decision is logged for audit and model review.
Decisions in seconds
Automated eligibility, limits and approvals driven by configurable rules.
Reach customers anywhere
App, USSD and web channels for customers on any phone.
Lower cost to lend
Straight-through processing from application to disbursement.
Controlled risk
Limits, scoring and monitoring built into every loan decision.
Inside Structa Lend
Core functionality, configured to your products, policies and controls.
- 01
Multi-channel applications
Loan requests through mobile app, USSD and web.
- 02
Automated decisioning
Rules and scoring models that set eligibility and limits.
- 03
Mobile money disbursement
Instant B2C disbursement with confirmation and posting.
- 04
Automated repayment
Paybill, STK push and scheduled recoveries.
- 05
Limit management
Dynamic limits that grow with repayment behaviour.
- 06
Decision audit trail
Every input and outcome recorded for review and compliance.
Get the Structa Lend product sheet
A concise brief for your technology, operations and procurement teams, sent straight to your inbox.
- Features and functional overview
- Architecture, security and integrations
- Implementation approach and timelines
Structa Lend questions
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Talk to our engineers about the mission-critical systems your institution depends on.